Only 1-in-10 middle-income Americans feel confident in having enough savings to cover family emergencies, especially for critical illness or unexpected injuries that require intensive medical care.
Supplemental insurance allows you to offer your employees more robust coverage at no direct cost to you. Help protect your employees—and your bottom line—from the rising cost of health care expenses. You can provide expanded disability insurance to your employees in several categories, such as:
If your income falls between 100 and 250% of the federal poverty level ($11,490 to $28,725 for an individual), you may be eligible for a Cost-Sharing Reduction subsidy, which can help lower your deductibles, copayments and coinsurance. In order to receive Cost-Sharing Reductions, you must purchase a Silver plan on the Marketplace.
Many people will qualify for Advanced Premium Tax Credits, a type of subsidy that lowers your monthly premium. You may be eligible for this subsidy if your income falls between 100 and 400% of the federal poverty level ($11,490 to $45,960 for an individual).